HAPPY NEW YEAR 2014

Let us all Welcome 2014

With a Bright Smile and Happiness

Share Good deeds to everyone

Happy New Year to all of you!

US Government Extends insurance Enrollment deadline by 24 hours

The deadline for registration for health insurance coverage on healthcare.gov has been extended by the Obama Government by 1 day. The deadline used be 11:59 p.m. last Monday.

Times said that on Monday there's a huge traffic on Healthcare.gov and the Whitehouse wants to be sure that people who wants coverage can have one.

Monday, December 23 had been the deadline for selecting a plan, it will take effect on the 1st day of the new year 2014.

Penalty: Under the Affordable Care Act or Obamacare, you will have to pay $95 penalty or 1% of income in 2014 if you don't have health insurance coverage. It is set to rise to $695 or 2% of income by 2016.

To avoid the penalty, you will need to enroll in a plan by February 15 or qualify for an exemption from the penalty.

Merry Christmas To All!

Christmas season is the time for Peace and love
I wish you a peaceful Christmas
Filled with love and joy
Merry Christmas To you

"Honda" Front Ranks the Insurance Industry 2014 Safety List

Honda Motor Company got the first place on the yearly insurance industry ranking of the safest new vehicles. The Insurance Institute for Highway Safety (IIHS) released the ranking on Thursday December 19, 2013, they award 39 vehicles top safety ratings for 2014. It went down by 70%, last year they have 130 vehicles on the list.

This year the vehicles needed to top the crash test scores and to have a high level front crash prevention system like automatic braking for it to be able to receive the highest classification. It's rank either "Top Safety Pick" or "op Safety Pick +".

Of the 39 vehicles, 22 go the top classification while the 12 receive the classification just below it. 

Honda Motor Co got 8 vehicles on the list making them the automaker with the most vehicle on the list. 6 of their vehicles go the "Top Safety Pick +":

1. Honda Accord 2-door
2. Honda Accord 4-door
3. Honda Civic 4-door *hybrid version
4. Acura RL
5. Acura MDX
6. Honda Odyssey
7. Honda Civic 2-door
8. Acura TL

This is the list used by car shoppers who buy vehicles with high safety ratings. It is also use for advertising by the automakers.

The institute indicate that the "Top Safety Pick +" are those with optional front crash prevention systems, if they didn't get that rank they still met the Top Safety Pick criteria.

Here is the Full List:

2014 2014 IIHS TOP SAFETY PICK+

1. Honda Civic 4-door *hybrid version
2. Mazda 3 - built after October 2013
3. Toyota Prius - built after November 2013
4. Ford Fusion
5. Honda Accord 2-door
6. Honda Accord 4-door
7. Mazda 6
8. Subaru Legacy
9. Subaru Outback
10. Infiniti Q50
11. Lincoln MKZ
12. Volvo S60
13. Acura RL
14. Volvo S80
15. Mazda CX-5 - built after October 2013
16. Mitsubishi Outlander
17. Subaru Forester
18. Toyota Highlander
19. Acura MDX
20. Mercedes-Benz M-Class - built after August 2013
21. Volvo XC60
22. Honda Odyssey

2014 IIHS TOP SAFETY PICK

1. Chevrolet Spark
2. Dodge Dart
3. Ford Focus
4. Honda Civic 2-door
5. Hyundai Elantra
6. Scion tC
7. Subaru Impreza
8. Subaru XV Crosstrek
9. Chrysler 200 4-door
10. Dodge Avenger
11. Kia Optima
12. Nissan Altima
13. Toyota Camry - built after November 2013
14. Volkswagen Passat
15. Acura TL
16. Mitsubushi Outlander Sport
17. Volvo XC90

*Front crash prevention isn't available on nonhybrid versions of the Civic.

Obamacare Enrollment Stats

Obamacare enrollment statistics released last Wednesday showed that 364,682 people in the US have already signed up for private coverage as of November 30, 2013. It is still less than 1/3 of the 1.2 million people officials had originally projected would enroll nationwide by the end of November.

The Obama government also projected that 7 million consumers would sign up for coverage during the first year. The government and insurers targeting desperately healthy, young adults to convince them to enroll to pay for the costs of paying for older, sicker consumers. Obamacare is designed to get money from people who value their health. 

Critics says that "The president's health care law (Obamacare) has driven up costs, reduced choices and resulted in the cancellation of over 5 million health care plans that the president promised the American people they could keep," Rep. Congressman Jim Renacci said. "Though we know that problems with the president's health care law run far deeper than a broken website, it also is our responsibility to ensure that we reduce the negative effects of the law. It is time for the administration to update Congress and the American people on its efforts to correct serious back-end issues within its government-run health care system that could potentially be disastrous for insurers and Americans everywhere."